- You are not in business so you do not require any business money.
- You are in business although you do not understand or believe in monetary leverage.
- You would rather focus your attention away from your business and attempt to do the job of a business loan broker.
- You are simply not serious about being successful in business.
- You have plenty of time to research, compare, analyze, automate, negotiate, communicate, establish new relationships, and apply for business funding from multiple various sources better than a business loan broker.
- You don’t recognize the need or importance of liquid cash reserves to weather an economic downturn.
- You are in business but not serious about building. wealth through expansion.
- You plan on going out of business.
- You don’t plan on going out of business although are fated to become a business failure statistic due to lack of business capital.
- You would rather use your hard earned business cash reserves, as opposed to (OPM) Other People’s Money, to finance depreciating assets such as equipment leasing.
- You prefer to operate your business on razor thin margins with no slush fund or business treasury safety net.
- As a business owner, you or your team has already performed poorly structuring corporate debt, allowing your business to become completely over-leveraged, unsellable and insolvent.
- There is no business plan.
- You are unwilling to finance a business that owns all of your time, thinking to yourself…”why finance a business which has become merely an overly demanding job.”
- Your business does not plan on owning commercial real estate such as retail, office, manufacturing, or industrial buildings.
- You plan on selling your business at a deep discount or even at an overall loss.
- Your business has no need for inventory expansion.
- Your business has no records or very poor record keeping.
- Your business has never produced a profit, consistently operating at a net loss.
- Your business accepts only cash and does not keep records.
- Your business is not in a qualifying category type for business financing.
- You do not anticipate any issues making payroll, ever.
- You do not plan on developing and maintaining a sufficient business web presence, Google or Facebook listings, or any other social media presences.
- If your business is fraudulent or illegal.
- You don’t believe that,…”Money makes Money.”
- You are not opposed to your business borrowing money, although have no plans to develop a plan for your business to produce greater return on investment (ROI).
- You are not interested in building or bettering your business credit profile to access better rates and terms for commercial capital.

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